Privacy Policy
Last updated: June 2026
At NetPayFlow, your privacy is paramount. This application is designed from the ground up to be a privacy-first, local-only financial tool. We believe your financial details are your business alone.
1. Data Collection and Processing
We do not collect, store, or transmit any of your personal financial data to our servers. All tax calculations, budget planning, and savings simulations occur entirely within your web browser. Your inputs, scenarios, salaries, and financial goals remain exclusively on your device.
2. Local Storage
To provide a seamless experience and persist your data between sessions, NetPayFlow utilizes your browser's localStorage. This saves your input choices so you do not lose your place if you refresh the page. This data is only accessible by your own browser, stays on your physical device, and is never sent to any external service. You can clear this data at any time by clearing your browser cache.
3. Google AdSense and Third-Party Advertising
We use Google AdSense to serve advertisements on NetPayFlow to support the platform. Google, as a third-party vendor, uses cookies to serve ads on this site.
Google's use of advertising cookies enables it and its partners to serve ads to our users based on their visit to NetPayFlow and/or other sites on the Internet.
Users may opt out of personalized advertising by visiting Google Ads Settings, or by using the cookie consent banner presented upon visiting this application.
4. Analytics and Performance Cookies
We use standard analytics tools to securely understand how the application is used to improve overall performance and usability. These tools may collect non-identifiable usage statistics, such as anonymous page views, device types, and generalized interaction patterns.
5. Contact Us
If you have any questions regarding this privacy policy, the local storage data handling, or the practices of this application, please feel free to reach out directly via email:
netpayflow@gmail.com